{"id":42385,"date":"2021-09-07T13:00:00","date_gmt":"2021-09-07T17:00:00","guid":{"rendered":"https:\/\/www.andysowards.com\/blog\/?p=42385"},"modified":"2026-03-16T11:53:53","modified_gmt":"2026-03-16T15:53:53","slug":"how-to-file-a-personal-injury-claim-step-by-step","status":"publish","type":"post","link":"https:\/\/www.andysowards.com\/blog\/2021\/how-to-file-a-personal-injury-claim-step-by-step\/","title":{"rendered":"How to File a Personal Injury Claim Step-by-Step"},"content":{"rendered":"\n<p>If you\u2019re injured in an accident, you might need to file a personal injury claim to ensure that all costs are covered by the person who is responsible for the injury.<\/p>\n\n\n\n<p>If you\u2019ve never filed a personal injury claim before, the process may seem long and complicated. Whether you decide to hire an <a href=\"https:\/\/lambergoodnow.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Attorney<\/a> or handle it yourself, you should still understand the process.<\/p>\n\n\n\n<p>We\u2019ve compiled this step-by-step guide to make everything easier.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Step 1: Seek Medical Treatment<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"683\" data-src=\"https:\/\/www.andysowards.com\/blog\/assets\/8-hacks-conquer-life-changing-injury-like-boss.jpg\" alt=\"\" class=\"wp-image-42388 lazyload\" data-srcset=\"https:\/\/www.andysowards.com\/blog\/assets\/8-hacks-conquer-life-changing-injury-like-boss.jpg 1024w, https:\/\/www.andysowards.com\/blog\/assets\/8-hacks-conquer-life-changing-injury-like-boss-768x512.jpg 768w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/683;\" \/><figcaption class=\"wp-element-caption\"><em>8 Hacks to Conquer a Life-changing Injury like a Boss<\/em><\/figcaption><\/figure>\n\n\n\n<p>Many people make the mistake of failing to seek medical treatment after a personal injury because they do not feel affected immediately.&nbsp;<\/p>\n\n\n\n<p>Even though you don\u2019t feel any pain or discomfort directly after the accident, the injury can affect your health and quality of life <a href=\"https:\/\/aica.com\/should-i-visit-a-doctor-after-being-rear-ended\/\" target=\"_blank\" rel=\"noreferrer noopener\">further down the road<\/a>. Always consult a medical professional after any injury, whether you think it\u2019s serious or not.<\/p>\n\n\n\n<p>Failing to seek medical treatment will also work to your disadvantage when it comes to being compensated for your injuries. The insurance company of the person responsible for the damage will call the severity of your injuries into question if you did not seek treatment.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Step 2: Contact a Personal Injury Attorney<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.andysowards.com\/blog\/2021\/what-to-do-if-you-are-involved-in-a-workplace-accident\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" data-src=\"https:\/\/www.andysowards.com\/blog\/assets\/What-To-Do-If-You-Are-Involved-In-A-Workplace-Accident-15.png\" alt=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" style=\"--smush-placeholder-width: 959px; --smush-placeholder-aspect-ratio: 959\/638;\" \/><\/a><figcaption class=\"wp-element-caption\"><em>What To Do If You Are Involved In A Workplace Accident<\/em><\/figcaption><\/figure>\n\n\n\n<p>Sometimes it is possible to settle small personal injury claims by yourself. For instance, if the incident was minor and you only require a one-time visit to the hospital to treat a minor injury, you can settle the matter on your own.<\/p>\n\n\n\n<p>If, however, you sustain significant injuries in a major accident and you need ongoing treatment, it\u2019s a good idea to hire a personal injury attorney to help you recover the cost of your medical bill.&nbsp;<\/p>\n\n\n\n<p>Even if you decide not to use an attorney for the entire process, you should still contact a professional to advise you before you proceed with a claim. There may be requirements that you are not aware of (such as the statute of limitations) that could make your claim more complicated than you anticipated.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Step 3:&nbsp; Set Up a Claim<\/strong><\/h2>\n\n\n\n<p>You or your attorney should inform the involved parties of your intention to file a claim. Sometimes, letting the person who is liable for your injuries and their insurance company know about the claim in advance helps you reach a settlement faster \u2013 which is especially important if you don\u2019t have <a href=\"https:\/\/www.andysowards.com\/blog\/2021\/5-reasons-medical-health-insurance-is-a-crucial-investment\/\" target=\"_blank\" rel=\"noreferrer noopener\">health insurance<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Step 4: Gather Information and Get Treatment<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/www.andysowards.com\/blog\/2018\/everything-need-know-return-work-injury\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" data-src=\"https:\/\/www.andysowards.com\/blog\/assets\/Everything-You-Need-To-Know-Before-You-Return-To-Work-After-An-Injury-1-1024x683.jpg\" alt=\"\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/683;width:840px;height:auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" \/><\/a><figcaption class=\"wp-element-caption\"><em>Everything You Need To Know Before You Return To Work After An Injury<\/em><\/figcaption><\/figure>\n\n\n\n<p>While you are receiving treatment for your injuries, gather as much information about them as possible. Collect all the medical records and invoices, and be sure to speak to your physician to understand the extent of your injuries. Keeping track of every document is vital for a successful claim. You need to organize every bill from the ambulance ride to the final physical therapy session. Understanding <a href=\"https:\/\/www.acelawgroup.com\/blog\/2025\/04\/how-to-handle-medical-expenses-bills-after-a-car-accident\/\" rel=\"noreferrer noopener\" target=\"_blank\">how to handle medical expenses after a car accident<\/a> ensures that no cost is overlooked when it comes time to settle. This process has to include checking for errors in billing and verifying what your insurance has already paid. Having a clear record makes it much easier for your lawyer to calculate the total damages.<\/p>\n\n\n\n<p>Find out exactly what further treatment you will require, collect all invoices and quotes for repairs to any damage to your property or vehicle, and keep records of any wages you lost due to your injuries.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Step 5: Negotiate a Settlement<\/strong><\/h2>\n\n\n\n<p>Your attorney can make a demand for compensation to the person who is liable or their insurance company before or after you file suit.&nbsp;<\/p>\n\n\n\n<p>When negotiating a settlement, determine what you will accept. Usually, the process will go back and forth until both parties reach a compromise or a suit is filed \u2013 in the latter case, the matter will proceed to trial.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Step 6: Reach a Settlement or File a Lawsuit<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"960\" height=\"640\" data-src=\"https:\/\/www.andysowards.com\/blog\/assets\/What-to-Expect-in-a-Personal-Injury-Claim.jpg\" alt=\"\" class=\"wp-image-42387 lazyload\" data-srcset=\"https:\/\/www.andysowards.com\/blog\/assets\/What-to-Expect-in-a-Personal-Injury-Claim.jpg 960w, https:\/\/www.andysowards.com\/blog\/assets\/What-to-Expect-in-a-Personal-Injury-Claim-768x512.jpg 768w\" data-sizes=\"(max-width: 960px) 100vw, 960px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 960px; --smush-placeholder-aspect-ratio: 960\/640;\" \/><figcaption class=\"wp-element-caption\"><em>What to Expect in a Personal Injury Claim<\/em><\/figcaption><\/figure>\n\n\n\n<p>If the responder reaches a settlement that you are happy with during the negotiating phase, you will accept the offer. If the offer is unacceptable, however, you can file a lawsuit.&nbsp;<\/p>\n\n\n\n<p>It\u2019s important to note that there are legal limits on the time you can wait to file a personal injury claim \u2013 this is known as the <a href=\"https:\/\/www.sciencedirect.com\/topics\/social-sciences\/statute-of-limitations\" target=\"_blank\" rel=\"noreferrer noopener\">statute of limitations<\/a>. If you miss the deadline, you cannot file a claim at a later date.<\/p>\n\n\n\n<p>Although many personal injury cases are settled without having to go to trial, a lawsuit is necessary if the previous steps do not result in a settlement.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re injured in an accident, you might need to file a personal injury claim to ensure that all costs are covered by the person who is responsible for the<\/p>\n","protected":false},"author":1,"featured_media":42387,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"categories":[109,5989,11161],"tags":[9289,5895,1520,11162,13394,4925,8383,8348,14668,14667,2609,9833,5049,12836,11308],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to File a Personal Injury Claim Step-by-Step<\/title>\n<meta name=\"description\" content=\"If you\u2019re injured in an accident, you might need to file a personal injury claim to ensure that all costs are covered by the person who is responsible for\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.andysowards.com\/blog\/2021\/how-to-file-a-personal-injury-claim-step-by-step\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to File a Personal Injury Claim Step-by-Step\" \/>\n<meta property=\"og:description\" content=\"If you\u2019re injured in an accident, you might need to file a personal injury claim to ensure that all costs are covered by the person who is responsible for\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.andysowards.com\/blog\/2021\/how-to-file-a-personal-injury-claim-step-by-step\/\" \/>\n<meta property=\"og:site_name\" content=\"Daily Business Resources for Entrepreneurs, Web Designers, &amp; 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